Financial Adviser, Cirencester, Gloucestershire - £40,000 to £100,000
People remember the Financial Adviser who helped them plan for their children's education, protect their family or retire with confidence.

This Financial Adviser position in Cirencester is for someone who takes that responsibility seriously and wants to do it within a firm that provides the support to do it well.
Company OverviewA reputable financial services firm in Cirencester, Gloucestershire, is recruiting a Financial Adviser to strengthen its client advisory team.

The company provides holistic financial planning including pensions, investments, protection and tax planning for individuals and families across the South West of England and nationally.

With a strong compliance culture and a genuine focus on client outcomes, this is a practice where doing the right thing and earning well are not mutually exclusive.
Job OverviewThe Financial Adviser will manage a portfolio of clients, providing comprehensive financial planning advice across the full spectrum of personal finance.

From retirement planning and pension transfers to inheritance tax mitigation and investment strategy, the Financial Adviser will deliver tailored solutions based on each client's circumstances.

There is a healthy existing client bank to inherit alongside the expectation to win new clients through referrals and professional networks.
Here's what you'll be doing:

• Conducting fact-finds and cashflow modelling to understand clients' financial positions and goals
• Providing regulated advice on pensions, investments, protection, tax planning and estate planning
• Preparing suitability reports and presenting recommendations to clients in a clear, jargon-free manner
• Reviewing existing client portfolios annually and adjusting strategies as circumstances change
• Building new client relationships through networking, professional introductions and client referrals
• Maintaining full compliance with FCA regulations and the firm's internal standards

• Level 4 qualified Financial Adviser (Diploma in Regulated Financial Planning or equivalent)
• Experience delivering holistic financial planning advice to individuals and families
• Strong technical knowledge across pensions, investments, protection and tax
• Excellent client relationship skills with the ability to explain complex topics simply
• Chartered Financial Planner status or progress toward it would be advantageous
• Full UK driving licence (office-based in Cirencester with client visits across Gloucestershire)

• Salary of £40,000 to £100,000 depending on experience and client book
• Existing client bank available for the right candidate
• Full paraplanning and administrative support
• Contribution toward Chartered status and ongoing CPD
• Pension scheme, group life cover and income protection
• Cirencester office with an established, collegial advisory team